Wholesalers & Distributors

Wholesalers insurance

Wholesalers insurance, as its name suggests, offers coverage for companies supplying huge quantities of goods and reselling the same to merchants.

Whether you are a small or large-scale distributor, a number of intricacies are involved in operating and managing such type of business. Wholesalers carry a huge amount of risk due to the merchandise and inventory costs.

Standard Wholesaler Insurance Coverage To Keep Your Business Running

Numerous considerations can affect your potential liabilities, including employees, equipment, inventory, supply and transportation chain, among others. On-time delivery is crucial to the success of your business. A standard wholesaler insurance policy includes:

  • Employers Liability
  • Product Liability
  • Business Interruption
  • Loss of income
  • Personal Assault
  • Glass and goods breakage in transit

In the wholesale industry, an employer is liable for an accident of a client, employee, or product in the warehouse. These possible exposures may cause numerous losses to your business if it is not properly covered under a wholesaler insurance policy, which can be permanently damaging for it.

Being a wholesaler, whose main enterprise is to stock and deliver goods, your business property is your greatest asset. Thus you require the most comprehensive San Diego wholesalers insurance that will offer coverage for your machines used to transport business goods. It will also cover the following:

  • Off premises personal business property
  • Workers dishonesty
  • Goods damage or breakdown
  • Forgery and alteration
  • Electronic data and media
  • Income and extra expenses

This ensures that all your business property stays insured and easily replaceable – either at its cash value or at its replacement cost. This would help you restore your business quickly even after a heavy loss.

Wholesaler Liability Insurance To Protect Your Financial Foundation

This type of coverage will protect your business against damage claims due to property damage or bodily injury to a third party as a result of your business operations. The insurance will cover your business from the following claims:

  • Personal injury
  • Bodily Injury
  • Slip and fall
  • Property damage
  • Advertising injury

The wholesale business faces numerous liabilities, against which it must be covered, and wholesalers insurance is the answer in such situations.

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Aaron J. Farmer Insurance Agency, Inc.
7960 Silverton Ave. Ste. 202 San Diego, CA 92126
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