Umbrella Insurance

Umbrella Insurance

The extra liability insurance purchased as an addition to your regular coverage to provide financial protection against catastrophic events not usually covered by your regular policy is known as umbrella insurance.

If a third party falls on your premises or a tree in your backyard falls on a neighbor’s house, you are liable for damages. Your dog bites an outsider, so you can be held liable for the extensive medical expenses. In that case, your homeowners insurance policy will not cover your damages. Thus you need to buy additional coverage that might protect you in such exigencies. Umbrella insurance offers extra protection since it pays beyond the basic insurance policy limits.

  • Personal Umbrella insurance offers protection to you and your family against covered claims exceeding the liability limits of your homeowners or auto policy. If you own and drive a motor vehicle, you’re always vulnerable to litigation. If you own a home, condominium, an ATV, boat, RV, or motorcycle, the need for extra protection becomes all the more important.
  • An umbrella policy offers your income and assets protection if you have been sued for slander, libel and face legal defense costs.
  • An umbrella policy, as additional liability coverage, covers expenses not covered in your auto liability insurance.

There is a myth associated with umbrella insurance coverage. It is usually considered an insurance coverage for the wealthy; however, this is not the case, since anybody can be sued anytime for numerous reasons. Your umbrella insurance policy will protect you from financial damages that can be otherwise devastating for you.

Request More Information



Are You Human? five + = 10


or


Stay Connected With Us


Aaron J. Farmer Insurance Agency, Inc.
7960 Silverton Ave. Ste. 202 San Diego, CA 92126
858-225-1007
callView our mobile site | Sitemap